Privacy Policy


Please review our Privacy Policy, which is a part of this Agreement and hereby incorporated by reference, to learn about our information collection practices and the measures we take to preserve the privacy and security of your information.

  • E-mail and Marketing

    Financial professionals who complete the registration process to access the Swiss IFP Financial Professional web site are at the same time granting Swiss IFP permission to send them e-mail messages for marketing and general communication purposes at the e-mail address they have provided. This service may be discontinued at any time by responding to the email with "Unsubscribe" in the subject line.

  • Jurisdiction and Governing Law

    The information provided on this Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Swiss IFP or its affiliates to any registration requirement within such jurisdiction or country. This Website will not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal. The laws of Switzerland govern these Terms without regard to conflict of law provisions.

  • Limitation of Liability

    Swiss IFP and its affiliates and their respective officers, directors, employees or agents will not be liable to you or anyone else for any damages of any kind, including, but not limited to, direct, consequential, incidental, special or indirect damages (including but not limited to lost profits, trading losses or damages that result from use or loss of use of this website), even if Swiss IFP has been advised of the possibility of such damages or losses, including, without limitation, from the use or attempted use of this website or another linked website. If you live in a state that does not allow the limitation or exclusion of liability or incidental or consequential damages, or if you access the website solely through an arrangement with your employer or plan sponsor, some or all of these limitations and exclusions may not apply to you.

  • Timeliness of Content

    All content on this Website is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

  • Prohibited Uses

    Except as otherwise stated in these Terms or as expressly authorized by Swiss IFP in writing, you may not:

    • Use this Website in any manner that could damage or overburden any Swiss IFP server, or any network connected to any Swiss IFP server, as all servers have limited capacity and are used by many people;
    • Use this Website in any manner that would interfere with another party’s use of the Website;
    • Include the term “Swiss IFP” or any Swiss IFP trademark or executive’s name, or any variation of the foregoing, as a meta-tag, hidden textual element;
    • Use any robot, spider, intelligent agent, other automatic device, or manual process to search, monitor or copy this Website or the reports, data, information, content, software, products services, or other materials on, generated by or obtained from this Website, whether through links or otherwise (collectively, “Materials”), without Swiss IFP’s permission, provided that generally available third-party web browsers may be used without such permission; or
    • Use this Website or the Materials in any manner that could create impression of affiliation, sponsorship or endorsement by Swiss IFP.

  • Password Security and Notification

    Certain parts of the Website are protected by passwords or require a login and are restricted to authorized users only. You may not obtain unauthorized access to such parts of the Website, or to any other protected materials or information, through any means not intentionally made available by Swiss IFP for your specific use. If you have a Personal Identification Number (PIN) for access to non-public areas of the Website, you are solely responsible for all activities that occur in connection with your PIN. Accordingly, you should take all reasonable steps to protect the confidentiality of your PIN. Notify Swiss IFP immediately if you become aware of any disclosure, loss, theft or unauthorized use of your PIN.

  • Unauthorized Use of Content

    You agree to defend, indemnify and hold harmless Swiss IFP, its affiliates and each of their respective officers, directors, members, partners, managers and employees against any losses, damages, claims, liabilities and costs (including reasonable attorneys fees) to the extent resulting from or arising out of any unauthorized or otherwise inappropriate use of any of the content of this Website attributable to you or which occurs through the use of your ID.

  • Termination

    Swiss IFP may terminate your access to the Website for any reason, without prior notice.

  • Waiver

    No waiver by Swiss IFP of any right under or term or provision of these Terms will be deemed a waiver of any other right, term, or provision of these Terms at the time of such waiver or a waiver of that or any other right, term, or provision of these Terms at any other time.

  • Integration and Severability

    If any provision of these Terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these Terms and will not affect the validity and enforceability of the remaining provisions. The preceding Terms of use represent the entire agreement between Swiss IFP and the user relating to the subject matter herein.

    Swiss IFP recognizes the importance of protecting your personal and financial information when you visit our website located at www.swiss-ifp.ch (“Website”). The following information is designed to help you understand the information collection practices at this Website. By visiting this Website, you are accepting the practices described in this Privacy Policy. If you do not agree to this policy, please do not use this Website. Please review the Terms and Conditions to learn of other terms and conditions applicable to your use of this Website.

  • Changes to this Privacy Policy

    Swiss IFP reserves the right to change, modify, add, or remove portions of this Privacy Policy at any time for any reason. Such changes shall be effective immediately upon posting. We suggest that you review this policy periodically for changes. The current version of this Privacy Policy can be accessed from the link on our homepage, or at the bottom of our other Website pages. You acknowledge that by accessing our Website after we have posted changes to this Privacy Policy, you are agreeing to the terms of the Privacy Policy as modified.

  • Children’s Privacy

    Although this Website is not targeted toward children, we are concerned about the safety and privacy of children who use the Internet. We will never knowingly request personally identifiable information from anyone under the age of 13 without prior verifiable parental consent. If we become aware that a child under 13 has provided us with personally identifiable information without verifiable parental consent, we will use our best efforts to remove such information from our files. If a parent or guardian becomes aware that his or her child has provided us with personally identifiable information without verifiable parental consent, he or she should contact us.

  • Third Party Websites

    Swiss IFP may establish links between this Website and one or more websites operated by third parties. Swiss IFP has no control over any such other websites, the contents therein or the products/services offered. Your access to and use of such linked websites is governed by the terms of use and privacy policies of those sites, and shall be at your own risk. Swiss IFP disclaims responsibility for the privacy policies and customer information practices of third-party internet websites hyperlinked from our Website.

  • Security

    No data transmission over the internet can be 100% secure, so Swiss IFP cannot ensure or warrant the security of any information you submit to us on this Website. However, Swiss IFP seeks to protect your personal information when you transact business on our Website by requiring the use of a browser software program that supports industry standard SSL encryption with 128-bit key lengths. The "128-bit" designation refers to the length of the key used to encrypt the data being transmitted, with a longer key representing a higher level of security.

 

Information Collection and Use


  • Personally Identifiable Information

    The personally identifiable information you submit to our Website is used only to service your account and/or to provide you with information on Swiss IFP products and services. The types of personal information that may be collected at our Website include: name, address, e-mail address and telephone number. We will not sell, share or rent your personally identifiable information to others in contravention of this Privacy Policy. Please contact us by email or telephone as specified below to update your account information whenever such information ceases to be complete or accurate.

    Additionally, if you are accessing parts of this Website that are password protected, then (a) once you submit your password and enter, this Website will recognize who you are and collect all information that you submit, including all electronic information (including all transaction information), and (b) any information collected about you from this Website may be associated with other identifying information that we have about you.

  • Aggregate Information

    We generally record certain usage information, such as the number and frequency of visitors to our Website. This information may include the websites that you access immediately before and after your visit to our Website, the Internet browser you are using and your Internet Protocol (IP) address. If we use such data at all it will be on an aggregate basis, and we will not disclose to third parties any information that could be used to identify you personally. “Cookies” are small files placed on your hard drive. Each website that you visit can send its own cookie to your browser if your browser preferences allow it. You can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is set. Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences. You are always free to decline our cookies if your browser permits, although in that case you may not be able to use certain features on our Website. In addition, a number of companies offer utilities designed to help you visit websites anonymously. Cookies or other technology help us to provide customized services and information. We use cookies to tell us how and when pages in our Website are visited, what our users’ technology preferences are (such as what type of video player they use) and whether our Website is functioning properly. Additionally, you may encounter cookies or other similar devices on our Website that are placed by third parties. We do not control the use of cookies by third parties.

  • Privacy Preferences

    This Website may contain information, including P3P privacy policies (“Privacy Preference Information”), intended to work with your selected privacy preferences. While we have tried to make such Privacy Preference Information included within this Website conform to this full-text of this Privacy Policy, this Privacy Policy is the definitive statement of the privacy policies and practices for this Website.

  • Service Providers

    We may use internal or external service providers to operate our Website and employ other persons to perform work on our behalf, such as sending postal mail and e-mail. These persons may have access to the personally identifiable information you submit through the Website, but only for the purpose of performing their duties. These personnel are not permitted to use your personally identifiable information for any other purpose.

  • Compliance with Laws

    Swiss IFP does not automatically collect personally identifiable information from visitors to our Website, except to the extent we are required to do so pursuant to statute or regulation applicable to us. We will not provide any personally identifiable information to any other persons, except (a) if we are required to make disclosures to the government or private parties in connection with a lawsuit, subpoena, investigation, similar proceedings or regulatory examination, (b) to comply with applicable laws or regulations, (c) to enforce these Terms, or (d) to share information with our affiliates or service providers in connection with providing services to you. We can (and you authorize us to) disclose any such information in those circumstances.

  • E-mail and Marketing

    Swiss IFP does not sell its customers' e-mail addresses, nor will we provide your personal information to third parties for their marketing purposes. Swiss IFP will not send you e-mail messages without first receiving your permission, unless it relates to servicing your account or unless you have consented to receiving electronic delivery of fund documents as part of our E-Delivery service. It is our policy to include instructions for unsubscribing from these permission-based programs. We recommend that you do not send us any individual personal information via nonsecure methods of correspondence, including via public electronic communication channels, such as Internet e-mail, which are generally not secure.

  • Business Transfers

    If all or some of the business, stock or assets of Swiss IFP are acquired or merged with another business entity, we will share all or some of your information with this entity to continue to provide service to you. You will receive notice of such an event and the new entity will inform you of any changes to the practices in this Privacy Policy. If the new entity wishes to make additional use of your information, you may decline such use at such time.